An accomplished, multi-talented financial industry professional with over thirty years of management experience centered around creating a great customer experience and assisting clients reach their goals. A diverse financial management background with experience in Retail, Mortgage, Consumer, Operations and Risk Management. I am proud to continue to serve our greater Cincinnati financial community with my knowledge and experience and look forward to assisting you and your family.
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Jay Buten
Mortgage Banker
Sibcy Cline Mortgage Services
Mortgage Banker vs. Broker: Why It Matters
When you choose Sibcy Cline Mortgage Services, you are working with a mortgage banker — not a broker. That means your loan is handled in-house from application to closing, with one dedicated team and no middlemen.
The result? Faster approvals, clearer communication, and fewer surprises at closing. Just a smoother, more predictable path to home.
With rates expected to remain stable, starting your home search now is the best strategy.
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Why Choose Sibcy Cline Mortgage Services
Seamless Experience
From application to closing, everything works together the way it should. Our local mortgage team coordinates directly with your Sibcy Cline agent, appraiser, and title partners to keep communication clear, timelines on track, and surprises to a minimum. The result is a streamlined, stress-free path to the closing table.
Exceptional Service
You’re never just another loan file. Our team is responsive, proactive, and committed to clear communication every step of the way. We take the time to understand your goals, answer your questions, and guide you with care so you feel confident from first conversation to final signature.
Competitive Rates
Smart financing starts with strong numbers. We offer highly competitive rates and lending solutions designed to fit your goals, not just the market. Combined with local expertise and transparent guidance, you can move forward knowing you’re getting both value and clarity.
Where We Serve
Sibcy Cline REALTORS® provides mortgage and home financing across the communities we call home:
- OhioCincinnati, Dayton
- KentuckyNorthern Kentucky
- IndianaSoutheast Indiana
Who it's for: Home buyers and homeowners